Whether you’re looking for your first home or are planning on moving to a new home, there are always things to learn and keep in mind. There is a wealth of information that I have when it comes to the Do’s and Don’ts of buying your home and I look forward to sharing that information with you. Here are a few tips to keep in mind before you even begin the process:
House Hunting Tips:
Investigate The Area: Drive around neighborhoods that interest you and get a feel for the area. Pay attention to the homes, are they well cared for, are the yards maintained, etc
Ask Around: Talk to everyone you know and ask them if they know of any homes for sale in the area you are interested in. You never know when someone might know of a home that is about to come to market but isn’t listed yet.
Keep An Open Mind: Finding your dream home is not an easy task. Keep an open mind and create a list of top priorities and decide if there is any flexibility in those priorities.
Take Pictures And Notes: When you are visiting a variety of homes details may get confusing when discussing them later. Taking photos and notes of each home will help you to reference them when comparing properties you’ve seen.
Be Ready To Make An Offer: When you have found your home and you are ready to make an offer, keep in mind there may be other people interested as well. Be ready to make a solid offer quickly in order to have the best chance of getting your home.
If you are ready to purchase your new home there are certain things you absolutely should not do as they can hinder the process.
What Not To Do When Buying A Home:
Do NOT buy or lease a new car
Do NOT change jobs
Do NOT miss a bill payment
Do NOT open a line of credit
Do NOT move money around
Do NOT make a major purchase
You might be wondering why these things are so important. The simple answer is that these actions can affect your credit and in return affect your ability to purchase your new home. The one thing you don’t want to do is anything that can jeopardize your loan approval. It is standard procedure for lenders to do a final credit check a day or two before closing.
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