Sometimes things that seem so simple when buying a home can become a major task. One thing that can help you is having the right mortgage lender. You are going to want to use a lender that is there to put your needs first and listen to your concerns. Let’s face it, this is a big purchase and it can feel a little intimidating and that is why you want someone in your corner who is always willing and ready to help you.
Here is a list of lenders that I have vetted and have had great success with. These are the people you want working with you during your home buying process.
Union Square - Justin Houston
2903 Kemp Blvd, Wichita Falls, TX 76308
Preferred Rate - Benjamin Young
American National Bank - Katelyn Miller
1920 Elmwood Avenue North, Wichita Falls, TX 76308
FlatBranch Home Loans - Yvonne Oden
2108 Kemp Blvd, Wichita Falls, TX 76309
First Bank - Kevin Rhine
2801 Midwestern Pkwy Ste. 200, Wichita Falls, TX 76308
Remember, not all lenders are the same. Here are some important questions to ask the lender you are considering working with:
Which types of home loans do you offer?
What will my interest and annual percentage rates be?
Do I qualify for any special programs or discounts?
What estimated closing costs can I expect to pay?
What is your average loan processing time?
Wondering how much of a loan you can afford? This mortgage calculator will help to give you a rough idea. Remember that property tax can change as can your interest rate (for various reasons) and that home insurance rates can vary as well. That being said this is a great starting point:
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