Sometimes things that seem so simple when buying a home can become a major task. One thing that can help you is having the right mortgage lender. You are going to want to use a lender that is there to put your needs first and listen to your concerns. Let’s face it, this is a big purchase and it can feel a little intimidating and that is why you want someone in your corner who is always willing and ready to help you.
Here is a list of lenders that I have vetted and have had great success with. These are the people you want working with you during your home buying process.
Preferred Rate - Benjamin Young
Remember, not all lenders are the same. Here are some important questions to ask the lender you are considering working with:
Which types of home loans do you offer?
What will my interest and annual percentage rates be?
Do I qualify for any special programs or discounts?
What estimated closing costs can I expect to pay?
What is your average loan processing time?
Wondering how much of a loan you can afford? This mortgage calculator will help to give you a rough idea. Remember that property tax can change as can your interest rate (for various reasons) and that home insurance rates can vary as well. That being said this is a great starting point:
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